What personal information do we collect from the people that visit our blog, website or app?
When searching or registering on our site, as appropriate, you may be asked to enter your Name, Address, Phone number, Email address or other details, such as whether or not you smoke, to help you with your experience. This Personally Identifiable Information is used to give you the best possible insurance product quote.
When do we collect information?
We collect information from you, when you fill out a form or enter information on our site.
How do we use your information?
We use the information we collect from you when you make an inquiry about health, life, disability or long-term care insurance or other products to assist you in getting the best insurance quote possible from multiple insurance carriers. We do not sell your information or provide your information to any third party marketing agencies or sites.
How do we protect visitor information?
- We use vulnerability scanning and/or scanning to PCI standards.
- We use an SSL certificate
- We only share your non-public personal information, such as your name, address, age, information about your family, etc. with employees, agencies, affiliates or Governmental services, who have a direct need to know this information in order to provide the services you have requested.
- We, to the best of our ability, try to insure that any agency that we do business with provide the same level of security and protection for non-public personal information, as we do.
Do we use 'cookies'?
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Internet Explorer) settings. Each browser is a little different, so look at your browser's Help menu to learn the correct way to modify your cookies.
If you disable cookies, some features will be disabled that make your site experience more efficient and some of our services will not function properly.
Third Party Disclosure
No, we do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide you with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property, or safety.
However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
Google's advertising requirements can be summed up by Google's Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en
We have not enabled Google AdSense on our site but we may do so in the future.
COPPA (Children Online Privacy Protection Act)
When it comes to the collection of personal information from children under 13, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the national’s consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.
We do not specifically market to or collect information from children under 13. The information collected about a child under 13 that is provided by a parent does not fall under the Act. For additional information, please see the text of the Act at 16 CFR Part 312.
THIS WEBSITE (INCLUDING, WITHOUT LIMITATION, ANY MATERIAL, ITS CONTENT AND INFORMATION) IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY AND ITS EMPLOYEES, AGENTS, AFFILIATES AND RELATED PARTIES DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, FREEDOM FROM COMPUTER VIRUS, UNINTERRUPTED AVAILABILITY, NON-INFRINGEMENT, OR IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. Without limiting the foregoing you, the consumer, are responsible for taking all necessary precautions to insure that any Material or access to this Website is free of viruses or other harmful code. Please note that once you leave this Website, either by using a link provided for your convenience or by specifying a destination, the Company accepts no responsibility for the content, products and/or services provided at any third-party locations or websites. You acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage, loss or other claim caused or alleged to be caused by or in connection with access to, use of or reliance on any content, material or information available on or through any other website or resource.
The information contained on this website is for informational purposes only and no warranty is made that the information is error-free. The information contained within the Company’s web pages may be, at any time, outdated and may include inaccuracies and/or errors. All attempts will be made to keep the information up-to-date and, as such, information may change at any time without notice. There is, however, no substitution for a live conversation with an insurance broker.
NOT AN ENDORSEMENT
Nothing within the Company’s website is to be construed as an endorsement of any particular insurance product or company over another. The Company does not control, endorse, promote or have any affiliation with any other website unless expressly stated on this Website. The Company does not maintain a contractual relationship with, is not subordinate to or employed by any of the insurance companies or products that the Company lists on the website. Links to another Company’s website are for the convenience of the user and should not be viewed as an endorsement.
This Website is managed and controlled within the United States of America and directed to individuals residing in the United States. Those who choose to access this Website from locations outside of the United States do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable. The Company does not represent that this Website or any Material contained within is appropriate outside the United States. The Company reserves the right to limit the availability of the Website to any person, geographic area or jurisdiction at any time in its sole discretion.
The laws of the State of Georgia govern these Terms and any cause of action arising under or relating to your use of the website, without reference to its choice-of-law principles. You agree that the only proper jurisdiction and venue for any dispute with the Company, or in any way relating to your use of this website, is in the state and federal courts in the State of Georgia, U.S.A. You further agree and consent to the exercise of personal jurisdiction in these courts in connection with any dispute involving the Company or its employees, officers, directors, agents and providers.
Last Edited on 2014-09-03