Access to "The 7 Things You Need To Know" Your Privacy is very important to us. First Name Last Name Email Please enter the letters you see in the box and click the SUBMIT button submit THE 7 THINGS YOU ABSOLUTELY NEED TO ASK BEFORE YOU BUY YOUR HEALTH INSURANCE What is your main goal in obtaining your health Policy? Do you have a clear understanding your needs? Do you want a policy to protect you for catastrophic expenses or a policy that will provide you with full benefits including doctor’s co pays and prescription drug coverage? My job is to educate you on the type of plans that are available, their costs and benefits. I will provide you with a side by side comparison of the have and have not for each plan so you can make an informed decision as to what works best for your needs and budget Why is your agent/broker in the insurance business?I lost my health insurance following a heart valve replacement operation in 1989. For the next 9 years, I had no coverage and it wasn’t until I married in 1999 that I was able to be covered under my wife’s group policy. I was very upset about my inability to buy my own insurance. But talking to others, I found that there are many people who can’t get coverage because of similar circumstances. All that has changed with the New Health Care Reform- what has also changed is the plan designs and benefits, many have less than before. I can help you understand the new plans and find out the one that best meets with your needs and budget. How long had your agent/broker been in the insurance business?I started my agency in a 1994 for the sole purpose of providing my clients with the best policy available to fit their needs and budgets. What Companies does your agent/broker represent and why?My agency is affiliated with over 40 companies covering Health, Life, Disability, Long term Care, Medicare supplements and ancillary plans. Each company has its own specific benefits, so I am always able to find the proper fit for your needs and budget. I’m only affiliated with companies that have a strong financial base, and have a proven history of customer care. My companies treat people like a human being – not a number. How does your present policy provide you with a long term solution to your needs?If you carefully select the right company, you can obtain the coverage that you can keep for a long time. My goal is to find the right plan so that if you become sick, you will have the coverage in place to protect your assets now and in the future. I am constantly researching companies and plans to make sure that you always have the best policy to fit your present needs and budget. Did your agent/broker choose your present coverage, and did you receive a complete needs analysis and comparison of the programs that could fit your needs?My main goal in working with you is to research all companies that will provide you with a strong, financially stable policy. When my research is complete, we will meet with you and explain all the programs that will fit your needs and budget in a simple side-by-side comparison. I will show you how the policy works- what it covers and doesn’t. Be careful with online websites!The internet has become a strong resource to research information for our needs, whatever they may be. Most websites offering Health Insurance are a convenient means of looking at plans- their costs and basic benefits. Make sure that you establish personal working relationship with a broker/consultant who has your best interest in mind- not someone who sits in a cubical and punches a time clock. If a problem arises you then have to call an 800# and take a number. If you have a question or need assistance just give me a call. No long waits to talk with a customer service rep . YOU HAVE BETTER THINGS TO DO WITH YOUR TIME…. We will make the calls and get the answers you need. Please turn on javascript to submit your data. Thank you!
